BAIN, U.; RAHMAYATI. Beyond Convenience: Generation Z’s Perceptions of E-Wallet Use and Its Implications for Financial Literacy and Educational Management. Journal of Educational Management Research , [S. l.], v. 5, n. 3, p. 2407–2417, 2026. DOI: 10.61987/jemr.v5i3.2003. Disponível em: https://www.serambi.org/index.php/jemr/article/view/2003. Acesso em: 20 sep. 2026.